ANALISIS PENILAIAN TINGKAT KESEHATAN BANK MENGGUNAKAN METODE CAMEL SELAMA PANDEMI (STUDI KASUS PADA PT. BPD PAPUA PERIODE 2021-2023)

Xenia Irene Sandy Landjang; Yuni Riskita Mangopo; Indra Eka Wardana Toii; Lisa Gresti Sella Damanik

doi:10.53363/yud.v5i1.128

Authors

Xenia Irene Sandy Landjang Universitas Cenderawasih
Yuni Riskita Mangopo Universitas Cenderawasih
Indra Eka Wardana Toii Universitas Cenderawasih
Lisa Gresti Sella Damanik Universitas Cenderawasih

DOI:

https://doi.org/10.53363/yud.v5i1.128

Keywords:

Tingkat Kesehatan Bank, Metode Camel, BPD Papua

Abstract

This research was conducted to evaluate the health condition of banks during the COVID-19 pandemic. The analysis was carried out using the CAMEL approach, using several financial ratios, namely CAR (Capital Adequacy Ratio), KAP (Productive Asset Quality), ROE (Return on Equity), BOPO (Operating Costs to Operating Income), and LDR (Loan to Deposit Ratio). The method used in this study is descriptive with a quantitative approach. The data analyzed is sourced from the Published Financial Statements of PT. BPD Papua during the period 2021 to 2023. The results of the analysis show that during the pandemic, the level of financial health of PT. BPD Papua is generally in the healthy category, supported by high capital strength, good credit and expense management, and stable liquidity conditions.

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