ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LITERASI KEUANGAN: Studi Pada Mahasiswa Institut Ilmu Sosial dan Manajemen STIAMI

Mohammad  Sofyan; Iin  Andrayanti

doi:10.53363/yud.v3i1.61

Authors

Mohammad Sofyan Institut Ilmu Sosial dan Manajemen STIAMI
Iin Andrayanti Institut Ilmu Sosial dan Manajemen STIAMI

DOI:

https://doi.org/10.53363/yud.v3i1.61

Keywords:

Financial Landscape, Risk and Profit, Financial Planning and Management, Money and Transactions, Financial Literacy, Risiko dan Keuntungan, Perencanaan dan Pengelolaan Keuangan, Uang dan Transaksi, Literasi Keuangan

Abstract

This study aims to determine the factors that affect the financial literacy of STIAMI Institute of Social Sciences and Management students with a sample of 179 students based on snowball sampling techniques. Data analysis technique using second order confirmatory factor analysis with Smart-PLS application version 3.29. The results showed that the dominant factors influencing financial literacy were: (1) Money and Transactions; and (2) Financial Planning and Management. Meanwhile, factors that need to be improved related to financial literacy are: (1) Financial Landscape; and (2) Risks and Profits. Things that need to be improved so that student literacy increases are (1) knowledge of monitoring income and costs in meeting their needs; (2) understanding taxation; and (3) understanding interest rates

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