PERAN LITERASI KEUANGAN DALAM MEMEDIASI PENGARUH PENGGUNAAN DOMPET DIGITAL TERHADAP PERILAKU INVESTASI DAN PENGELOLAAN KEUANGAN PRIBADI

Farhan Murti Juniawan

doi:10.53363/yud.v5i2.135

Authors

Farhan Murti Juniawan Universitas Pembangunan Nasional “Veteran” Jawa Timur

DOI:

https://doi.org/10.53363/yud.v5i2.135

Keywords:

Financial Literacy, Digital Payment, Invetment Behaviour, Financial Management,

Abstract

personal financial management, with financial literacy acting as a mediating variable. In an increasingly complex digital era, the adoption of financial technologies such as e-wallets has significantly transformed individual consumption patterns and financial decision-making processes. Using a quantitative approach, this research involved respondents from the productive age group who actively use e-wallets and engage in financial management activities. The study underscores the critical role of financial literacy in fostering responsible financial behavior and recommends strengthening financial literacy as a strategic effort to enhance the effectiveness of digital financial technology adoption.

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